ABSTRACT
It is evident that the impacts of COVID-19 crisis on education inevitably require a myriad of innovations on the delivery of conventional financial management courses in higher-educational institutions. The Future-Ready Financial Management Course (FRFMC) was one of a plethora of innovations that was developed to uncover the gap in the current curriculums. It also aims to cultivate and expand the abilities of students by enriching teaching contents and optimizing teaching methods through the Future-Ready Curriculum using a modified Attracting, Informing, Positioning and Delivering model. The development of FRFMC is extremely important as it can be used a means to attract non-finance students background to show interest in studying finance. Furthermore, the FRFMC dramatically changed the way higher-educational institutions, specifically educators in a financial management course to engage more efficiently and effectively with their new batches of digitally native and technologically savvy students. The reality is, many students are now on remote learning mode, highly depending on technology especially during the COVID-19 pandemic. While many students are considered sophisticated users of technology, few non-finance students are found struggling to learn the basics of finance for entrepreneurs. The FRFMC intends to cater to both groups of students. A number of 431 questionnaire surveys were collected among the non-finance student of Universiti Malaysia Kelantan and observations was adopted as the mechanisms to examine the students’ experience during the FRFMC implementation. The findings show that financial management courses can indeed be taught in a more innovative and effective way in order to draw the interest of non-finance students to take up more technical courses in the future. © 2023, The Author(s), under exclusive license to Springer Nature Switzerland AG.
ABSTRACT
Many countries including Malaysia are aiming for cashless society, in which represent the transition of business transaction from cash to electronic-based transactions. Hence, the escalating trend of using electronic payment system can be observed especially during the COVID-19 crisis where consumers are transitioning to electronic commerce (e-commerce) as well as mobile commerce (m-commerce) business, however there are consumers who are not keen on e-wallet usage. Thus, this research aims to investigate the barriers towards the adoption of E-Wallet payment system. Based on Innovation Resistance Theory (IRT), the barriers refer to the factors of value barrier (VB), usage barrier (UB), risk barrier (RB) and perceived cost barrier (PCB). The results of the research were obtained from 248 respondents of fourth year students in the Faculty of Entrepreneurship and Business, University Malaysia Kelantan with the help of Krejcie and Morgan table sampling method and through the use of questionnaire. Besides, Statistical Package of Social Sciences (SPSS) method and Spearman’s correlation analysis were also used to analyze the data from the questionnaire. It was found that value barrier, usage barrier, risk barrier as well as perceived cost barrier have a significant relationship with the adoption of E-wallet payment system. As the results highlighted the barricades that cease an individual from using e-wallet despite of its benefits, the policy maker can ponder the result to accelerate the adoption of e-wallet to a more desirable level in the nation. © International Research Publication House